Current Rates

MULTI-FAMILY

Small Portfolio ($400,000 to $3M)
Max LTV	Fixed Term	Rate	Max. Amort.
Purchase - 80% Rate/Term Refinance - 80% Cash-Out Refinance - 75%	Floating	4.82% - 5.35%	30
	5-year	5.90% - 6.09%	30
	7-year	6.07% - 6.21%	30
	10-year	6.08% - 6.54%	30
	30-year	7.52% - 7.63%	30

Large Portfolio - Non-Recourse ($3M to $20M+)
Max LTV	Fixed Term	Rate	Max. Amort.
Purchase - 80% Rate/Term Refinance - 80% Cash-Out Refinance - 75%	Floating	3.95% - 4.53%	30
	5-year	5.71% - 5.90%	30
	7-year	5.92% - 6.07%	30
	10-year	5.96% - 6.08%	30
	30-year	7.42% - 7.52%	30

Special Products
Program	Fixed Term	Rate	Max. Amort.
Rehab / Bridge (75% LTC)	1-year	6.00% - 8.00%	Interest-Only

NNN / RETAIL / OFFICE / INDUSTRIAL / SELF-STORAGE

$500,000 to $1.5M
Max LTV	Fixed Term	Rate	Max. Amort.
75% Purchase and Refinance	3-year	6.85% - 7.15%	30
	5-year	7.15% - 7.25%	30
	7-year	7.25% - 7.50%	30
$1.5M to $10M+
Max LTV	Fixed Term	Rate	Max. Amort.
75% Purchase and Refinance	3-year	6.75% - 6.95%	30
	5-year	7.00% - 7.25%	30
	7-year	7.30% - 7.40%	30

OWNER OCCUPIED / SBA / HOTEL / MOTEL

Conventional and Government Programs
Max LTV	Fixed Term	Rate	Max. Amort.
90% Purchase (SBA) 75% Refinance	Floating	5.50% - 6.00%	30
	3-year	6.00% - 6.25%	30
	5-year	6.00% - 6.50%	30
	10-year	6.75% - 7.25%	30

CURRENT MARKET RATES

Index	Current Rate	Last Month	Last Year
Prime	3.25%	3.25%	5.25%
Libor (6-month)	1.76%	1.75%	2.40%
5-Year Treasury	1.66%	1.91%	2.62%
10-Year Treasury	2.64%	2.85%	3.56%

*Note: rates vary widely depending on borrower credit, LTV loan size, property condition, market conditions, and other factors.

For More Information Contact Donna at 214-360-9505

Ascot Mortgage provides hard money loans.  Very fast closing with private bank funding.  The Texas Lender for difficult deals.  We are an asset based lender - we use common sense on the underwriting of our commercial loans - if the asset makes sense, we will more than likely do the deal.